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 on renters policy 

If you’re buying renters insurance for the first time, here’s good news: Protecting your belongings generally costs less than protecting other assets like your car. Plus, there are ways to lower the price of your renters policy even more.

 Consider a higher deductible
Choosing a higher deductible—the amount you pay out of pocket when you have a renters insurance claim—could save you up to 25 percent (with a $1,000 deductible), according to the Insurance Information Institute (III).

Bundle, if you can
Consider buying your renters policy from your auto insurer, if it’s an option. Many insurance companies, including Progressive, will discount property insurance for their auto customers.

Maintain good credit
If you do, you might get a lower rate. Paying bills on time, only having as much credit as you need and keeping low balances all contribute to good credit, according to the III.

Consider replacement coverage
Although choosing replacement coverage might not save you money upfront, it could save you big if your belongings are ever damaged beyond repair. Here’s why: With replacement coverage, your insurer will pay to replace your belongings instead of just paying you their current value.

 

 

Visit one of our locations:

 

Baytown Alexander

 

411 N Alexander 
Baytown , TX 77520 
Location Map & Driving Directions

Phone Number

 (281) 427-9063

Fax Number

 (281) 422-0090

 

Beaumont

  

2465 S. 11th St. 
Beaumont , TX 77701 
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Phone Number

 

Fax Number

 

 

Orange

 

2918 N. 16th St 
Orange , TX 77630 
Location Map & Driving Directions

Phone Number

(409) 883-8444

Fax Number

(409) 883-8546

 

Pasadena

 

2232 Strawberry #B
Pasadena , TX 77502 
Location Map & Driving Directions

Phone Number

(713) 477-5655

Fax Number

(713) 477-1314

 

Port Arthur

5406 39th St 
Groves , TX 77619 
Location Map & Driving Directions

Phone Number

(409) 963-0349

Fax Number

(409) 963-0503

 

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